Communication:
- Loan Officer Availability: Text, Email or face to face
- Direct Lender: Speed, and no “Middle Man”, no guideline Overlays
- Loan Tracker: Email updates of the loan process the minute the milestone is complete. Submitted to Processing, Submitted to Underwriting, Underwriting Approval, Docs Sent and Funded.
Speed:
- Turn Times: In house agents are moved to the front of the line to be worked on, and get twice the processing power
- Fast Track: Processed and underwritten by one person for fast turn times for select qualified borrowers, Loan types and Properties
Affordability:
- Programs: We offer every Agency Program in the State of Utah, FHA, USDA, VA, UHC as well as Conv and Non Conf Jumbos
- Affordable Loans: Home Ready, Home Possible, UHC’s (Specific Rep), USDA (Specific Rep)
- ARM Products: Lower DTI, Lower Monthly payments, fits most buyer’s life styles
- Non-QM Products: RANLife real estate investment cash flow loan, Bank Statment loans, Non-Warrantable Condos
- Grants: Community Stabilization, Civil Servant, and others as released from Secondary
Licenses:
UT, WA, OR, CA, ID, CO, TX, NM, VA, SC, SD, TN